Filing an insurance claim for storm damage should be a simple process, but unfortunately it’s rarely straightforward. Insurers want solid evidence before they approve a payout, and if they don’t get it, your claim will drag on or even get denied. Here in Plano, TX, we offer insurance-grade property and roof inspections that can keep your claim on track and provide your insurer with everything they need and you with peace of mind.
Defining Insurance-Grade Property and Roof Inspections
An inspection like this is a comprehensive evaluation that will meet the standard set by the insurance company for claim validation. The inspection is designed to identify storm-specific damage precisely, and it requires a trained inspector and the use of whatever advanced tools are needed, like moisture meters to find hidden water or thermal imaging.
How It Works
Typically, the process will begin with a visual survey from the ground and in the attic. Then, your inspector will do a hands-on examination of shingles, flashing, vents, and gutters, carefully recording everything along the way and including time-stamped photos and diagrams as necessary.
This high level of detail is what distinguishes an insurance-grade inspection from a regular one. It’s designed to anticipate the level of scrutiny and detail that adjusters are going to demand and clearly demonstrate to them the difference between storm damage and pre-existing neglect or natural wear and tear.
Documenting Damage
If your claim is to be successful, you must have irrefutable proof of the documented damage, and an insurance-grade inspection can give that to you. It will be both thorough and objective and include not only easily visible damage but also subtle damage that can escape the untrained eye.
If you or an untrained inspector or adjuster don’t notice subtle damage, and it doesn’t get documented, then it’s very likely the insurance company will undervalue your repair. Once the professionals get up there to take care of things and discover more extensive damage than initially noticed, you could have trouble with your claim.
Collaboration with Insurance Adjusters
When you schedule a professional inspection before or alongside the insurer’s own assessment, it sets the stage for you and the insurance company to come together instead of ending up in conflict. The report of a qualified and experienced inspector can highlight areas that the adjuster might overlook, like microfractures in roofing tiles. And when you know what’s really going on, you can advocate for yourself much more effectively and point out documented claims and areas you want the adjuster to be sure to look at.
Beyond that, insurance adjusters are usually very busy after a big storm and will appreciate getting organized evidence presented to them. This expedites their process and decision-making and just smooths the road for everybody.
Schedule Your Plano, TX Inspection Today
Visit us today at Impression Roofing in Plano, TX to set up an insurance-grade inspection. We’ll help you understand your damage, prepare your claim, and get your home restored the right way.
Connect with us
Archives
- UEI: ZNQSZKEKHBJ4
- CAGE code: 153L4